About myFico

myFico is the consumer division of Fair Isaac, the company that invented the FICO credit risk score that lenders use. Starting in the 1960s, Fair Isaac sparked a revolution by pioneering credit risk scoring for the financial services industry. This new approach to lending enabled financial institutions to improve their business performance and expand consumers’ access to credit. Today Fair Isaac’s FICO Score is widely recognized as the industry standard for lenders.

myFico offers informative credit information products that help people understand actions they can take to achieve and protect their overall financial health. Through myFICO.com and our associates, over 23 million FICO Scores have been sold to U.S. consumers since we launched our consumer service in March of 2001

Products and Prices

The FICO essential 1B is priced at $19.25 a month that is $219 a year. This product offers Instant access to your Equifax credit report and FICO Scores. It also offers monthly access to a new, updated Equifax credit report and FICO Scores, monitoring of your Equifax credit report, with FICO Score 8 updates. Additionally, FICO Score 8 historical tracking graph, lost wallet protection, 24/7 full-service identity restoration and up to $1 million identity theft insurance.

The FICO ultimate 3B has all the above features except, Quarterly access to a new, updated 3-bureau credit report and your most widely used FICO Scores. Monitoring of your credit reports from all three bureaus, with FICO Score 8 updates. FICO Score 8 historical tracking graph for each bureau and Identity theft monitoring. This product costs $29.95 a month translating to $329 a year.

FICO 3B report offers Instant access to your 3-bureau credit report and FICO Scores. Also including the FICO Scores most widely used in mortgage, auto and credit card lending, and the newly released FICO Score 9. Compares your FICO Score 8 and credit reports from each bureau in 1 side-by-side view and discover the top factors that affected your FICO Scores from all three bureaus. Simulate financial decisions to see how they may affect a FICO® Score 8 from each bureau. All these product prices are subject to changes and promotional discount given by myfico.com promo codess.

myFico promo code and myFico coupons

myFico promo codes are easy and free to use on myfico.com. myFico promo codes are available on both groupon.com and RetailMeNot. Some of the myfico.com promo codes coupons are exclusive deals and sales from myFico, 20% off fico score 1B report and 20% off your order. With just 15 myfico.com promo codess you can make savings of up to $7 on your purchases.

myFico offers provide consumers with the assistance needed for financial stability through the programs offered by their financial help center. To enable their customers’ access these amazing products they make great myfico.com promo codess that cut down their products prices. However, myfico.com offers very economical prices for all their products. The myfico.com promo codess are only for promotional prices and price discounts.

Make sure to subscribe to myFico email to get regular updates on any new myfico.com promo codess and coupons. Remember to use your myFico promo code during payments and secure your discounts.

What makes them stand out?

FICO has redeveloped its scoring models several times to make sure they remain robust predictors of risk. FICO also makes sure new versions of the FICO Score models keep pace with changing consumer credit behaviors, include FICO's newest analytic technology, and are adjusted for data reporting enhancements. FICO Score versions in use today have a similar underlying foundation, and they effectively identify higher risk people from lower risk people. FICO Score updates incorporate unique features, leverages new risk prediction technology, and reflects more recent consumer credit behaviors. The result is a more predictive score that helps lenders make more informed credit decisions.